customer stories

Delivering a unified, AI-driven customer experience.

USE CASE
Service & Support
INDUSTRY
Financial Services & Insurance
KEY METRIC
AI agents handle 3% of calls
↑ Handled calls increased by 15%
↓ Balanced workload between contact center and branches
Talkdesk revolutionized customer engagement at Novobanco.
Novobanco plays a significant role in the Portuguese financial sector, offering a wide range of banking services tailored to both individuals and businesses, with a strong focus on customer relationship and digital innovation.

My name is Conceição Matos. I'm working in Novobanco, which is a major bank in Portugal. And I'm heading the transformation office for the retail operation. We are now moving to omnichannel. We have a call center to serve the clients. And what we are doing with Talkdesk and artificial intelligence is we are building a hierarchy of moving a call whenever the branch is available to respond to that call. So basically we serve the clients in our branches. And this is a customer experience, completely different. The client doesn't belong to the branch. It belongs to the bank. One month after Talkdesk, the branches respond to 30% of the calls they have per day. We put in place a virtual agent as well. For instance, today, if a person calls a client, calls for an account balance, our virtual assistant solves it immediately. For some more complex products like mortgages or a specific problem, they want to talk with someone. The call is redirected with a branch, that has capacity, to respond to that call. We are using AI also to rebalance capacity. We have some branches, mainly in the urban zones that are very crowded. We have some other branches in the inland and they have spare time. With AI from Talkdesk, we are being able to redirect some calls. Talkdesk makes it easier, for customers because we are providing a better service than before. Overall, we are very satisfied globally with the implementation.
"Talkdesk makes it easier for customers because we are providing a better service than before. Overall, we are very satisfied globally with the implementation."
Conceição Matos retail transformation office leader
To elevate its CX, Novobanco routes calls to a virtual agent, contact center agents or to its branch locations according to the purpose of the call and availability using Talkdesk CX Cloud™ which integrates seamlessly with Novobanco‘s existing systems. It leverages AI and machine learning to enhance customer interactions, automate routine tasks and optimize resource allocation.
AI is also used to balance the workload between urban branches, which are often overcrowded, and rural branches with more availability. Automated and optimized with CXA, this smart redistribution of calls using Talkdesk Autopilot™ is improving customer experience, making it faster and more convenient.


